Get a Quote
Home Insurance
Choose the sections of cover you need and tell us what to insure — we'll prepare your quotation. No payment on this site.
Submitting sends your request to Imoth's office. No payment is taken, and no cover is issued until you accept a quotation.
Have these to hand
- Whether you own or rent the home, its type and location
- Building reinstatement value (if you want Buildings cover)
- Value of your contents and of portable items such as laptops, phones, cameras and jewellery
- Number of indoor and outdoor domestic employees (for Domestic WIBA)
- Estimated annual rental income (if you are a landlord taking loss-of-rent cover)
- Any previous claims on the property
What is included free and what is not covered
Included benefits
- Cost of alternative accommodation after an insured event under Section A (up to 10% of the sum insured)
- Cover for deep-freezer contents after a power failure of over 12 hours (up to KES 5,000)
- Forced ATM withdrawal (up to KES 10,000)
- Cost of replacing lost keys or personal documents after an insured event (up to KES 5,000)
- Theft of declared garden furniture and goods in the open (up to KES 5,000)
- Guest effects (up to KES 5,000)
- Free Domestic WIBA cover for 2 indoor domestic employees
- Free owner's liability cover up to KES 2,000,000
Not covered
- War
- Nuclear reaction, nuclear radiation or radioactive contamination
- Willful act or willful negligence of the insured or their representatives
- Terrorism, unless the client takes Section G
- Deductible / excess
- Consequential loss of any kind, unless the client takes Section H
- Wear and tear, corrosion, oxidation, deterioration
- Liability that would not have attached in the absence of an agreement
Kindly refer to the policy document for the full list of exclusions.
Your home and the cover you need
Only the questions for the sections you choose will appear. Use the full replacement or reinstatement cost for every value.
About the home
Are you the owner or a tenant?
Sections of cover
Sections C to H cannot be taken on their own — please also choose Buildings or Contents.
Claims history and other information
Have you had any previous claims on this property or its contents?